A personal loan happens to be one of the supremely convenient options that can help you to meet immediate financial disasters and requirements. Since they are unsecured in nature, hence one need not require any collateral. Also, they are easy to use. But to acquire the best personal loan from Bajaj Finserv, you must understand the various features of the instant loan app.
Helps to manage the loan in an easy way
Starting from the application to making the repayment, you should know all the details regarding your personal loan. It would help you to prevent any rude shocks. With the help of the instant loan app, you can manage the various actions you require while having a personal loan. You can even buy various insurance policies while having the comfort of your home.
Make the repayments immediately.
You must make timely repayment of your loan amount so you can avoid the debt from snow bowling. Also, if you miss the timely repayment, it can have a negative impact on your CIBIL score. Once you have a poor CIBIL score, it will increase the personal loan interest rates. And it will result in lowering your eligibility criteria for or any future loan. Moreover, with the help of a quick personal loan app, you can make the repayment monthly from any part of the world. It ensures that you avoid default on the loan or any late fee. If, in any case, you have surplus funds, you can clear them before the end of your tenor period. In this case, you can make the foreclosure on the part prepayment with the help of the application.
Helps to use the drawdown facility
You can keep an eye on your instant personal loan. You can do this, especially if you look forward to the Flexi loan facility while using the instant loan application. You can also request early closure or withdrawal of the loan amount. Along with that, you can access the drawdown facility that can help you with finance while you are on the go.
Instant notifications about any action
Suppose you require any information related to the personal loan. You need not have to visit the nearest branch physically. Instead, with the help of the Bajaj Finserv personal loan app, you can get all the notifications about your statement downloads or the pending and upcoming payments for the entire tenor of your personal loan.
Access the personalized pre-approved offers
Based on your financial track record and credit profile, you can also be eligible for various kinds of pre-approved personal loan offers. These offers are, however, tailored according to the needs of the customer. One can also exchange some customized pre-approved loan offers at any point in time. All you need to do is share your contact details while obtaining finance on your convenient terms and conditions.
Now when you know about the various features of the quick loans application, you can get started with.
Three simple steps
- First, you need to download the application from the app store or the google play store.
- Once you complete downloading, it is time that you activate the application while entering the registered mobile number of the application ID.
- After you complete the authentication process while using the OTP, you will use the application.
Bajaj Finserv can help you to get an instant personal loan with the fastest approval. Also, you can achieve the loan amount within 24 hours*. Before you apply for the loan, make sure that you check the personal loan interest rates with the help of the personal loan calculator to manage your future monthly expenditures.